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The General Automobile Insurance Services has been in business for more than 40 years. The company provides car insurance to drivers and may be able to insure drivers with less-than-perfect driving records.

About The General Auto Insurance Company 

The General Auto Insurance Company is a subsidiary of PGC Holdings Corp. The company's car insurance is provided through Permanent General Assurance Corporation and Permanent General Assurance Corporation of Ohio. Both of these companies have been rated as "Excellent" by A.M. Best, a credit-rating agency serving the financial and health care industries.

Coverage for High Risk Drivers

If you are considered a high risk driver you may be able to get coverage from this company. High risk coverage is also known as "nonstandard auto insurance." You may be considered a higher insurance risk in these situations:

• You have a history of moving violations or you have been involved in an accident for which you were deemed the at-fault driver.
• You have only been a licensed driver for a short time.
• Your insurance coverage lapsed at some point.
• You drive a high-performance vehicle or one that is expensive to repair.

In these circumstances, you may not be able to buy insurance from an standard insurance company. Some insurers, like the General Auto Insurance, do provide insurance products to this market.

SR-22 Filings

A high-risk driver may be required to provide proof of insurance to the state where they operate the vehicle. An SR-22 may be needed if you were involved in an accident and were uninsured at the time or you were the at-fault driver in an accident. This company can help drivers who need to produce an SR-22 in most parts of the United States.
Depending on the offense and the jurisdiction where you live, you may need to have SR-22 coverage in place for several years. The average amount of time the SR-22 is required is three years. When you ask for an online quote from the General Auto Insurance Company, simply indicate that you need to make an SR-22 filing. The necessary form will be provided when you buy your policy, and you can take it to the Department of Motor Vehicles to get your driving privileges reinstated.

How to Get a Quote for Your Insurance Coverage

You can get a quote for your insurance coverage by visiting the General Auto Insurance web site. In just a few minutes, you will know how much this company will charge for your coverage. You are not required to submit any personal information to get an online quote.
If you decide that you would like to go ahead and purchase a policy from this company, you will be asked to provide the following information:

• Drivers License Numbers for all drivers listed on the policy
• VIN (Vehicle Identification Number) of the vehicle
• Name of finance or lease company (if you are still making payments on the vehicle)

The General Auto Insurance will take steps to verify your driving record before you buy a policy to avoid price changes after you have made your initial payment. Once you buy your policy and make the first payment your coverage will start immediately. You may also choose to buy your policy now and start your coverage within 30 days.

Payment Options

To better serve their customers' needs, the General Auto Insurance Company offers its customers low down payments to get coverage in place. The Company offers monthly payment plans by direct withdrawal from a bank account or by charging the premium to a credit card. Discounts are offered to those who wish to pay for six or 12 months at a time.